Terms of Use Agreement

Last Updated: April 27, 2026

Effective Date: This Terms of Use Agreement (“Agreement”) is effective as of the Last Updated date above for all users of the Services.

1. Acceptance of Terms

By accessing or using the website autocovernow.com (the “Service”), you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use. This Agreement constitutes a binding contract between you and AutoCoverNow.com (“we,” “us,” or “our”) and governs your use of all auto insurance comparisons, quote assistance, and educational content provided through our Service. If you do not agree to these terms, you must not access or use the Service.

2. Auto Insurance Provisions

Eligibility: This Service is available only to individuals who are 18 years of age or older and are residents of the United States. By using this Service, you represent that you possess the legal authority to enter into this agreement and use the Service in accordance with all terms and conditions.

Quote Information:

• All data regarding auto insurance premiums, coverage limits, and discounts is sourced from third-party insurance carriers or their licensed agents.

• All information, including monthly premiums, deductibles, and policy terms, is subject to change based on the final underwriting process of the insurance carrier.

• A quote provided through our Service is an estimate and does not constitute a binder of insurance or a guarantee of coverage. Final issuance of any policy is contingent upon the carrier’s review of your driving record (MVR), credit history (where applicable by law), and vehicle details.

3. User Responsibilities

As a condition of your use of our Service, you agree to:

• Provide complete, accurate, and truthful information about your driving history, vehicle details (including VIN), and residential address to ensure accurate quote matching.

• Maintain the security of any account credentials and be responsible for all activities that occur under your account.

• Notify us immediately of any unauthorized use of your data or breach of security.

4. Intellectual Property Rights

All content, features, and functionality on autocovernow.com, including text, graphics, logos, and comparison tools, are the exclusive property of AutoCoverNow.com and are protected by copyright and trademark laws. You are prohibited from scraping, copying, or reverse-engineering our quote comparison tools for commercial use without express written permission.

5. Disclaimers & Limitations of Liability

Service Status: AutoCoverNow.com is an independent insurance marketplace. We are not:

• An insurance carrier.

• A government agency or affiliated with any Department of Motor Vehicles (DMV). No Warranties: The Service is provided on an “AS IS” basis. We expressly disclaim all guarantees regarding the accuracy or timeliness of data provided by third-party insurance carriers. Liability Cap: To the fullest extent permitted by law, our maximum aggregate liability for any claims relating to your use of the Service shall be limited to ten thousand U.S. dollars ($10,000).

6. Third-Party Services & Links

Our Service may provide links to third-party websites, such as insurance carrier portals. We do not control or endorse the content or practices of these sites. You acknowledge that we are not responsible for the final policy issuance or the adjudication of insurance claims by carriers.

7. Dispute Resolution & Governing Law

Mandatory Arbitration: Any dispute relating to this Agreement or the Service shall be resolved through binding, individual arbitration rather than in court. You waive your right to a jury trial or to participate in class-action lawsuits. Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law principles.

8. Termination

We reserve the right to suspend or terminate your access to the Service immediately for any reason, including but not limited to providing false driving history information or attempting to facilitate fraudulent insurance applications.

9. Privacy

Your privacy is a priority. Our Privacy Policy, which describes how we handle your personal and vehicle information, is incorporated into this Agreement. By using the Service, you consent to the practices described therein.

Contact Us If you have any questions about this Agreement, please contact us at: Email: info@autocovernow.com Website: autocovernow.com